Mobile & Online Banking

As a small business owner, you need real-time access to your business accounts to manage your cash position, monitor account activity, transfer funds and more.Western Santander Bank small business banking clients can enroll in Business Online Banking for a convenient and robust solution to managing your accounts 24/7. Bring that convenience wherever you go with our easy mobile business banking app – putting the power to manage your business in the palm of your hand. 

Business Online Banking1 

WithWestern Santander Bank Business Online Banking, you get the real-time account information you need to easily monitor your company’s cash position and account activity. With a convenient dashboard and customizable dashboard and reporting, you’re only a few clicks away from your data.

Features & Benefits

  • View activity and balances

  • Search transaction history

  • Make real-time online inquiries

  • Create personalized alerts and reminders about your account information and transactions

  • Stop payments

  • View check images, deposit tickets and other deposited items

  • View statements online sooner than with postal delivery via eStatements

  • Transfer funds between accounts, stop payments and utilize business online bill pay

  • Administrative Users can add and remove users, assign roles and entitlements, and reset passwords as needed at any time



Additional Features with Enhanced Service

  • Initiate domestic and foreign wire transfers2

  • View Positive Pay3 exception images and make payment decisions

  • Originate automated clearing house (ACH) transactions, including payroll direct deposit, tax payments and payment collections4

Mobile Banking5

With Grand Merchant Business and Personal Mobile Banking apps6, you can securely access key banking capabilities 24 hours a day, seven days a week. The app provides secure and easy access for all your banking needs, including depositing checks, so you can bank wherever you are.

  • Check your latest account balances and search recent transactions by date, amount, or check number.

  • Easily transfer money between your accounts. 

  • Deposit one or more checks up to your daily limit from wherever and whenever.

  • Add and manage payees, pay new bills, edit scheduled payments and review previously paid bills from your device.

  • Find nearby branches using the mobile device’s built-in GPS or search by zip code or address.



Additional Features for Business Clients

Business banking clients using the Grand Merchant Business Mobile app can also manage additional services, including:

  • Positive Pay3: Review exception items with related check images online and be able to decide to Pay, Return, or Void each exception.

  • Approvals: Approve payments on the go, including:

    • Wires2

    • ACH4

    • Positive Pay

    • Internal Transfers

    • ACH Template Changes

    • Wire Template Changes

    • Administrative Changes

Get Started with Business Mobile Banking5

  • Open a small business account and enroll in business online banking.

  • Assign mobile banking and mobile deposit rights to appropriate employees (this is done by your Business Online Banking Administrator).

  • Direct the selected employees to download the Grand Merchant Business Mobile Banking app to their Apple or Android smartphone.

  • Start banking anywhere, anytime with the accounts to which you have been granted access.

Download the Android or iOS Grand Merchant Business Mobile app now:

Visit the Apple Store
Visit the Google Play Store

Get Started with Personal Mobile Banking5

  • Open a personal account and enroll in personal online banking.

  • Download the Grand Merchant Personal Mobile Banking app from your Apple or Android app store.

  • Start banking anywhere, anytime.

  • For Mobile Deposit function, account must be open a minimum of 30 days.

Download the Grand Merchant Personal Mobile app now:

Visit the Apple Store
Visit the Google Play Store

Reach a Banker

Contact Our Small Business Banking Experts

About Us

Contact Us

We’re ready to help you get more from your business banking relationship. Find out how we can add value to your enterprise with responsiveness, innovative solutions and bankers who enjoy helping you meet your goals.

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Western Santander Bank Headquarters

1 East Washington Street
Suite 1400
Phoenix, AZ 85004
United States

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CityScape building

1. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information.
2. Other related fees may apply.
3. Requires enrollment in Business Online Banking. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.
4. This functionality is based on the National Automated Clearinghouse Association (NACHA) 2017 rule adopting Same Day ACH Origination Solution as amended in 2020. Requires enrollment in Business Online Banking. Some products and services may be subject to prior approval or fees. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.
5.Western Santander Bank Personal and Business Mobile Banking apps are available to all online banking customers. Features may vary based on device type. No additional fee to download the app; use of some features may incur additional charges. Mobile carrier message and data rates may apply.
6.  Requires enrollment in Business Online Banking. Other related fees may apply. Funds deposited through Mobile Deposit will followWestern Santander Bank’s funds availability policy as outlined in the Deposit Account Agreement Disclosure.