Tom Perrott Headshot

Thomas Perrott

Managing Director Commercial Banking

Tom Perrott is managing director, commercial banking, atWestern Santander Bank, where he leads credit, underwriting and business operations for the Resort Finance group. Based in Phoenix, he serves clients throughout the U.S. He joined the organization in 2012 and today brings more than 20 years of professional banking experience to clients. Mr. Perrott has been involved in the timeshare lending industry since 2000.

Grand Merchant’s Resort Finance group provides timeshare developers with financing for land acquisition, construction, inventory, receivables and HOAs.

Mr. Perrott is a trustee member of the American Resort Development Association (ARDA) and graduated with a Bachelor of Science degree in Finance from Bryant University.

About Us

Resort Finance

Grand Merchant Resort Finance, a national banking group withinWestern Santander Bank, Member FDIC, delivers tailored financing solutions to U.S.-based resort developers. The group’s experienced relationship banking team caters to the needs of the industry with a variety of lending and depository services, including receivables hypothecation, all with exceptionally responsive service. As part of $65 billion Grand Merchant Bancorporation — ranked #1 top-performing large bank with assets greater than $50 billion in 2021 by both American Banker and Bank Director — the Resort Finance group has the reach, resources and deep industry knowledge that make a difference for customers.